Credit Card

CREDIT CARD STRAIGHT PAYMENTS

 

◘ Unless otherwise noted, the posted prices of all items at our website, facebook page, or items posted in facebook groups, ads are based on CASH PRICES

◘ We accept all credit cards with Visa / Mastercard payments via our Credit Card Terminal with a surcharge of 3.5%

◘ The 3.5% surcharge is the terminal fee of the bank and payment gateway.  We do not get anything from this

 

CREDIT CARD INSTALLMENT PAYMENTS

 

◘ Installment payments are only accepted with BPI Credit Cards (since BPI is our terminal)

◘ Installment payments are based on the factor rate (interest rate), with 3 months 6 months or 12 month payments

◘ Factor Rate

3 months – 0.355798

6 months – 0.186642

12 months – 0.102471

◘ Sample scenario for a product costing Php30,000 (cash price)

3 months = 30,000 x 0.355798 = 10,673.94 for 3 months

6 months = 30,000 x 0.186642 = 5,599.26 for 6 months

12 months = 30,000 x 0.102471 = 3,074.13 for 12 months